EPC / SEPA QR Code Generator
Make SEPA bank transfers a one-scan task.
An EPC QR code, also called a GiroCode, encodes a SEPA credit transfer with the recipient name, IBAN, BIC, amount, and reference. European banking apps read it to pre-fill a transfer, so customers and donors pay the right account without manual entry.
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Always test your QR code before using it. Heavy styling or low color contrast can make a code hard to scan.
What is a EPC/SEPA QR code?
An EPC QR code, also known as a GiroCode, encodes a SEPA credit transfer using the European Payments Council standard. It carries the recipient name, IBAN, BIC, amount, and a reference, so a European banking app can read it and pre-fill a transfer to the right account without anyone typing an IBAN by hand.
How EPC/SEPA QR codes work in Crafty QR
Static or dynamicCrafty QR builds the EPC069-12 payload that GiroCode-compatible banking apps expect, with the amount in euros. A static EPC code carries that payload directly, so scanning it in a supporting bank app pre-fills the transfer and the code never expires. You can also make it dynamic, which points to a Crafty QR page that shows the transfer details and tracks scans, so you can update the amount or reference later or count usage. EPC/SEPA QR codes are a Crafty QR Pro feature.
How to create a EPC/SEPA QR code
Enter your details
Choose the EPC/SEPA type and enter the recipient name, IBAN, BIC, amount, and payment reference.
Customize the design
Adjust colors, dot styles, and corners, add your logo, and pick a frame so the QR code matches your brand.
Download or save and track
Export a high-resolution PNG or SVG instantly, or sign in to save it and turn on a dynamic QR code to edit the destination and track every scan.
What you can do with a EPC/SEPA QR code
- Add a scan-to-pay code to European invoices.
- Collect donations by SEPA transfer.
- Simplify membership or rent payments.
- Put a pay by bank transfer code on a fundraising flyer.
- Let clients settle service fees in a single scan.
EPC/SEPA QR code tips
- Enter the IBAN with no spaces so banking apps parse it cleanly.
- The amount is in euros, since GiroCode is a SEPA euro standard.
- Add a clear reference so you can match payments to invoices.
- Confirm the payer's bank app supports GiroCode, which is common across SEPA countries.
EPC/SEPA QR code FAQ
Which banks support EPC QR codes?
Most European banking apps in SEPA countries can scan EPC/GiroCodes to pre-fill a transfer.
What details do I need?
You will need the recipient name and IBAN. BIC, amount, and a reference are optional but recommended.
Can I change the amount or reference later?
Make it a dynamic EPC QR code and you can update the amount and reference anytime without reprinting.
Is EPC a Pro feature?
Yes, EPC/SEPA QR codes are included with Crafty QR Pro.
EPC/SEPA QR codes are a Pro feature
GiroCode payment codes are included with Crafty QR Pro, alongside UPI and PIX. Upgrade to create, save, and download EPC codes with full scan analytics.
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Create your EPC/SEPA QR code
Design it above, then upgrade to unlock EPC/SEPA QR codes, save them, and track every scan.